Robinson
Mortgage Electronic Registration Systems v. Robinson
Opinion
Lead Opinion
Gutierrez, J.
Proceedings: (In Chambers) Order DENYING Defendants’ Motion for Judgment on the Pleadings
Before the Court is'Defendants’ motion for judgment on the pleadings pursuant to Rule 12(c) of the Federal Rules of Civil Procedure. See Dkt. # 34. The Court finds the matter appropriate for decision without oral argument. Fed.R.Civ.P. 78(b); L.R. 7-15. Having considered the papers filed in support of and in opposition to the motion, the Court DENIES the motion.
I. Background
In February 2005, Defendants Daniel and Darla Robinson (“Defendants”) obtained a loan to buy real property (“Property”) in Northridge, California. FAC ¶¶ 12-13. The loan was secured against the Property by a deed of trust (“Deed of Trust”) that was recorded in the Los An-geles County Recorder’s Office. FAC ¶ 45.
The Deed of Trust identified United Pacific Mortgage as the “Lender” on the loan and Mortgage Electronic Registration Systems, Inc. (“MERS”) as “a separate corporation that is acting solely as a nominee for Lender and Lender’s successors and assigns.” FAC ¶ 47; Exh. 1, p. 2. The Deed of Trust also provided: “MERS is the beneficiary under this Security Instrument.” FAC ¶ 48; Exh. 1, p. 1; see also Exh. 1, p. 3…