Langan

ORDER RE: MOTIONS TO DISMISS, MOTION TO COMPEL ARBITRATION, AND MOTION TO STRIKE

Re: ECF Nos. 75, 76, 77,

Four motions are pending in this proposed class action for claims arising out Plaintiff Langan’s credit transactions. First, Defendants United States Automobile Association (“USAA”) and United Services Automobile Association Federal Savings Bank (“USAA FSB”) (collectively “the USAA Defendants”) move under Rule 12(b)(6) to dismiss the claims that Plaintiff Langan has asserted against them. Second, Defendants J.P. Morgan Chase National Corporate Services and JPMorgan Chase Bank (collectively “the Chase Defendants”) move under Rule 12(b)(6) to dismiss the claims that Langan has asserted against them. Third, Defendant Verizon moves to compel arbitration as to the claims that Langan has asserted against it. Finally, the Chase Defendants move to strike the class allegations in the complaint. Langan has not opposed any of these motions. For the reasons set forth below, the USAA Defendants’ motion is GRANTED IN PART and DENIED IN PART; the Chase Defendants’ motions are GRANTED; and Verizon’s motion is DENIED AS MOOT.

I. BACKGROUND

A. The Parties and Claims

Plaintiff Langan, a…