Abbot
Abbot v. Experian Information Solutions, Inc.
Opinion
Lead Opinion
Koh, J.
ORDER GRANTING DEFENDANT CREDIT BUREAU OF PLACER COUNTY, INC.’S MOTION TO DISMISS WITH LEAVE TO AMEND
Re: Dkt. No.
Before the Court is Defendant Credit Bureau of Placer County, Ine.’s (“Credit *942 Bureau”) motion to dismiss Plaintiff Rowena. Abbot’s (“Plaintiff’) complaint. ECF No. 16. Pursuant to Civil Local Rule 7-1(b), the Court finds this matter appropriate for resolution without oral argument and VACATES the motion hearing set for April 7, 2016, at 1:30 p.m. The case management conference scheduled for that date and time remain as set. Having considered the submissions of the parties, the relevant law, and the record in this case, the Court GRANTS Credit Bureau’s motion to dismiss with leave to amend.
I. BACKGROUND
A. Factual Background
On December 10, 2014, Plaintiff filed for Chapter 13 bankruptcy. ECF No. 1 (“Compl”) ¶ 5. “Chapter 13 of the Bankruptcy Code affords individuals receiving regular income an opportunity to obtain some relief from them debts while retaining them property. To proceed under Chapter 13, a debtor must propose a plan to use future income to repay a portion (or in the rare case all) of his debts over the next three to five years.” Bullard v.…