Ciganek
Ciganek v. Portfolio Recovery Associates, LLC
Opinion
Lead Opinion
Koh, J.
ORDER GRANTING DEFENDANTS’ MOTION FOR SUMMARY JUDGMENT
Plaintiff William Ciganek, Jr., brings this putative class action case for violation of the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692 et seq. ECF No. 1. Defendants Portfolio Recovery Associates, LLC (“PRA”); Hunt & Henriques (“H&H”); Michael Scott Hunt; and Janalie Ann Henriques (collectively, “Defendants”) have filed a motion for summary judgment. ECF No. 42 (“Mot.”). Pursuant to Civil Local Rule 7-l(b), the Court finds oral argument unnecessary to the resolution of this dispute and VACATES the hearing set for June 9, 2016. Having considered the parties’ papers, the relevant law, and the record in this case, the Court GRANTS Defendants’ motion for summary judgment. The Court VACATES the case management conference -set for June 9, 2016.
I. BACKGROUND
A. Factual Background
This case concerns Defendants’ alleged failure to comply with Cal. Civ. Proc. Code § 98 , which provides in relevant part:
Defendants do not dispute the relevant facts in this case as set forth in the Complaint, ECF No. 1 (“Compl”). See Mot. at 2-3.
On an unspecified date, Plaintiff William Ciganek, Jr., opened a consumer credit…