Pacific Marine Center, Inc. v. Philadelphia Indemnity Insurance Co.

FINDINGS OF FACT AND CONCLUSIONS OF LAW

This matter concerns a dispute over an insurance contract. A court trial was held commencing on October 18, 2016 and "concluding on October 27, 2016. For the reasons explained below, the court finds plaintiff has not met its burden of proof and therefore finds in favor of defendant and will direct that judgment be entered for defendant.

Procedural Background

This action was initially filed by both Pacific Marine Center, Inc. 1 and its apparent principal—Sona Vartanian—in her individual capacity, in Madera County Superior Court in May 2013, and removed here on diversity grounds by defendant Philadelphia Indemnity Insurance Company (“PIIC”) in June 2013. (Doe. No. 1.) Cross motions for summary judgment were filed in January 2016. (Doc. Nos. 76, 84.) The court denied those motions by order dated March 18, 2016, with the exception that the court dismissed Sona Vartanian as a plaintiff in her individual capacity. (Doc. No. 134.) As noted, a bench trial was conducted in October 2016. Following trial, the court directed the parties to submit proposed findings of fact and conclusions of law, which the parties separately filed on November 10,…