Here we go again. The decision that we have decided not to rehear en banc defies *546 a Supreme Court decision that reversed a previous decision of ours, making the identical error, arguably creates a mistaken rule on “profiling,” and reduces America’s ability to patrol its borders.

This case involves a stop, nothing more. The fellow with whom the Border Patrol Agent wanted a chat aroused his interest by numerous indices of suspiciousness:

According to the panel, “approximately eighteen people,” including several undocumented aliens, were in the back of the crew-cab — no wonder the smuggler had to take out the back seat.

The panel blithely regards all this as unsuspicious. The panel suppressed evidence that undocumented aliens were stuffed into the cab on the ground that the Border Patrol Agent didn’t have a “reasonable” suspicion supported by “a particularized and objective basis.” 1

We’ve been here before. 2 In Arvizu, another smuggling driver case, we held that a stop based on a similar list of factors was unconstitutional, where each factor might have an innocent explanation and none manifested unlawful conduct. 3 The Supreme Court unanimously reversed. 4 We gave lip service in that case, *547 as in this one, to the rule that we had to consider the “totality of the circumstances,” but instead we dismembered the Border Patrol Agent’s reasons, noting that several were entitled to little or no weight because they were often consistent with lawful conduct, and what was left wasn’t enough to be suspicious.

After our Arvizu opinion dismembered the Border Patrol Agent’s list of reasons for suspicion, the Supreme Court dismembered our opinion. The Court held that we had failed to follow the “totality of the circumstances” test by isolating and rejecting any factor susceptible to innocent explanation:

Yet the panel opinion in Sigmond-Ballesteros does exactly what the Arvizu panel did, and it does it in the same way, citing and quoting the right rule but not following it. Four in the morning wasn’t suspicious because people drive to construction jobs then; the location wasn’t suspicious because a lot of non smugglers use that road too; the driver hiding his face wasn’t suspicious because he might have been trying to keep the light out of his eyes; the crew-cab truck with the back seat missing wasn’t suspicious because lots of styles of vehicle are used for smuggling and lots of crew-cab trucks are used for innocent activities and the missing back seat didn’t amount to much; and the driving wasn’t suspicious because the driver didn’t break any laws and might have just been trying to let a tailgater pass.

Well, maybe so. And maybe he was smuggling aliens, with eighteen people stuffed where the back seat should have been. The Supreme Court already told us in Arvizu that we can’t use this kind of “divide-and-conquer analysis.” 6 The “totality of the circumstances” may well give rise to reasonable suspicion even when “each of these factors alone is susceptible to innocent explanation.” 7

In Brignoni-Ponce, the Supreme Court listed a number of factors, the totality of which gave rise to reasonable suspicion. They’re a lot like the ones in the case at bar:

None of these factors necessarily involve illegal behavior on the part of the defendant, yet they can still contribute to reasonable suspicion. This is why the Supreme Court required us in Arvizu to *548 consider the factors in context — it is the nature of reasonable suspicion that any-isolated aspect of the suspicious behavior might be easily explained away.

The Sigmond-Ballesteros panel was concerned that the driver is damned if he does and damned if he- doesn’t — if he speeds, he can be stopped on a pretext under Whren, 9 and if he moves into the slow lane and lets the border patrol agent pass, he can be stopped because taken together with everything else his lawful conduct seems suspicious. This just isn’t a problem. If a driver is going 70 in a 55, he can be stopped, and under Whren he can be stopped even if the policeman’s real reason for the stop is to see if he is smuggling aliens. And anyone going 55 miles per hour on an interstate where everyone else is going 70 might reasonably be considered suspicious — given the context — precisely because he is abiding by the law. It’s suspicious because most American drivers obey the speed limit on the open road with a degree of looseness. Maybe some of us don’t think it’s suspicious to drive the speed limit at 4:00 a.m. near the border in a four-door, crew-cab truck with a removed rear seat (why drive one of these behemoths except to have a rear seat?), but the Border Patrol Agent, using his experience, thought it was suspicious. And he was right. This is why we allow law enforcement officers “to draw on their own experience and specialized training to make inferences from and deductions about the cumulative information available to them that ‘might well elude an untrained person.’ ” 10 He sees things with that experience that other people simply won’t.

Our sister circuits have not shared our difficulty in applying the “totality of the circumstances” test. They have evaluated each factor in the officer’s determination and then considered the factors together before determining whether there was reasonable suspicion to justify a stop. 11 After Arvizu, our approach splits the circuits into five that take the factors together, and one that separates them and discounts those that might be part of a “profile” or are lawful or consistent with innocent conduct.

The level of suspicion needed for a stop “is considerably less” than the “fair probability” needed for probable cause. 12 In Sokolow, a young man in a black jumpsuit wearing gold jewelry, peeled $20’s off a roll of around $4,000 to buy airplane tickets for cash, didn’t check any bags, and took a very brief trip from Hawaii to Miami — all perfectly legal. No doubt a lot of people in flamboyant outfits fly into Miami with big wads of cash, and doubtless most of them, unlike Sokolow, aren’t carrying drugs. That the characteristics of a young man paying for tickets in cash and not checking luggage “may be set forth in a ‘profile’ does not somehow detract from their evidentiary significance as seen by a trained agent.” 13

Lawfulness of conduct often has a weak correlation with suspiciousness. We held *549 in Tiong that even though “every fact that gave rise to suspicion could be consistent with innocent behavior,” this and the “absence of law violations ... do not undermine reasonable suspicion.” 14 Yet Sig-mondr-Ballesteros ignores what Sokoloiv says about profiling and what our own opinion in Tiong says about innocent conduct, 15 and articulates a new (and mistaken) rule that “we must not accept what has come to appear to be a prefabricated or recycled profile of suspicious behavior very likely to sweep many ordinary citizens into a generality of suspicious appearance merely on hunch.” 16

A hunch is an intuition. The Border Patrol Agent probably had a hunch here (and it was correct). A hunch alone isn’t enough to justify a stop, but it doesn’t take an observed crime in progress or probable cause to justify a stop either. All a stop takes is “a particularized and objective basis” 17 or “a reasonable, articulable suspicion that criminal activity is afoot.” 18 That’s not much, because a stop isn’t much. It’s just a chat, not an arrest. The six points discussed above, taken together, furnished a “particularized and objective basis” to think that the driver of the crew-cab was smuggling.

The panel opinion says that “reasonable suspicion may not be based on broad profiles” or “overbroad generalizations” or “a prefabricated or recycled profile.” 19 What’s the matter with a tried-and-true, reasonably rehable profile? A profile is a checklist, nothing more. Pilots use checklists, people packing for a trip use checklists, people going to the grocery store use checklists, so why not Border Patrol Agents? The Supreme Court held in Sok-olow that “the fact that these factors may be set forth in a ‘profile’ does not somehow detract from their evidentiary significance as seen by a trained agent.” 20 A profile, if not so broad as to be meaningless or so unfair as to be bigoted, is merely a generalization based on experience about what correlates to crime. Sure, some innocent citizens may be stopped for a chat. But what’s so bad about a brief chat with a policeman at four in the morning? A fair and reasonable checklist of suspicious circumstances, i.e., a profile, may be a useful device for sorting out mere hunches from reasonable and objectively based suspicions.

I have to wonder what a terrorist would have to do to be stopped lawfully, under the new rule of Sigmondr-Ballesteros. Driving on a highway near the border during the wee hours when the checkpoints were closed and holding up his hand so that a border patrol agent couldn’t see his face wouldn’t do.

Driving a vehicle with an odd, suspicious alteration wouldn’t do. So long as he didn’t violate the law, he’d be fine. I suppose he could have bumper stickers on his car proclaiming “Jihad!” with a picture of the destruction of the World Trade Center, and since the bumper sticker would be constitutionally protected and perfectly *550 lawful speech, it couldn’t be considered as adding significantly to the totality of the circumstances.

We have very open borders, which is a fine thing. And we have Border Patrol Agents to reconcile our openness with a bare minimum of national security and immigration control. Sigmond-Ballesteros takes away the opportunity to chat with drivers who, though law abiding so far as the agents can see, arouse suspicion through a number of indicia. That’s dangerous and contrary to established law.

. United States v. Sigmond-Ballesteros, 285 F.3d 1117, 1121 (9th Cir.2002) (internal quotation marks omitted).

. Not only have we been here before jurispru-dentially, we even have a significant body of law about smugglers caught on this particular stretch of highway. See, e.g., United States v. Montero-Camargo, 208 F.3d 1122 (9th Cir.2000) (en banc); Bowen v. United States, 422 U.S. 916 , 95 S.Ct. 2569 , 45 L.Ed.2d 641 (1975), aff'd 500 F.2d 960 (9th Cir.1974) (en banc); United States v. Larios-Montes, 500 F.2d 941 (9th Cir.1974).

. United States v. Arvizu, 232 F.3d 1241 (9th Cir.2000), rev’d, 534 U.S. 266 , 122 S.Ct. 744 , 151 L.Ed.2d 740 (2002).

. United States v. Arvizu, 534 U.S. 266 , 122 S.Ct. 744 , 151 L.Ed.2d 740 (2002). Justice Scalia wrote a concurring opinion, expressing a differing view on the scope of review but otherwise joining the majority opinion.

. Id. at 751 (citing Terry v. Ohio, 392 U.S. 1 , 88 S.Ct. 1868 , 20 L.Ed.2d 889 (1968)).

. Id.

. Id. at 753.

.United States v. Brignoni-Ponce, 422 U.S. 873, 884-85 , 95 S.Ct. 2574 , 45 L.Ed.2d 607 (1975), as cited in United States v. Tiong, 224 F.3d 1136, 1139 (9th Cir.2000) (internal citations omitted).

. See Whren v. United States, 517 U.S. 806 , 116 S.Ct. 1769 , 135 L.Ed.2d 89 (1996).

. Arvizu, 122 S.Ct. at 750 -51 (citing United States v. Cortez, 449 U.S. 411, 418 , 101 S.Ct. 690 , 66 L.Ed.2d 621 (1981)).

. See, e.g., United States v. Nelson, 284 F.3d 472 (3d Cir.2002); United States v. Sims, 296 F.3d 284 (4th Cir.2002); United States v. Espinosa-Alvarado, 302 F.3d 304 (5th Cir.2002); United States v. Martin, 289 F.3d 392 (6th Cir.2002); United States v. Hunter, 291 F.3d 1302 (11th Cir.2002).

. United States v. Sokolow, 490 U.S. 1, 7 , 109 S.Ct. 1581 , 104 L.Ed.2d 1 (1989) (internal quotation marks omitted).

. Id. at 10 , 109 S.Ct. 1581 .

. Tiong, 224 F.3d at 1140 .

. See id. (citing Illinois v. Wardlow, 528 U.S. 119, 123 , 120 S.Ct. 673 , 145 L.Ed.2d 570 (2000)).

. Sigmond-Ballesteros, 285 F.3d at 1126 (quoting United States v. Rodriguez, 976 F.2d 592, 595-96 (9th Cir.1992), amended by 997 F.2d 1306 (9th Cir.1993)).

. Arvizu, 122 S.Ct. at 750 (citing Cortez, 449 U.S. at 417-18 , 101 S.Ct. 690 ).

. Wardlow, 528 U.S. at 123 , 120 S.Ct. 673 (citing Terry, 392 U.S. at 30 , 88 S.Ct. 1868 ).

. Sigmond-Ballesteros, 285 F.3d at 1121, 1124, 1126 .

. Sokolow, 490 U.S. at 10 , 109 S.Ct. 1581 .