GERLING GLOBAL REINSURANCE CORP. OF AMERICA GERLING GLOBAL REINSURANCE CORP.—U.S. BRANCH GERLING GLOBAL LIFE REINSURANCE COMPANY GERLING GLOBAL LIFE INSURANCE COMPANY GERLING AMERICA INSURANCE COMPANY AND CONSTITUTION INSURANCE CORP., PLAINTIFFS-APPELLEES-CROSS-APPELLANTS-PLAINTIFFS-APPELLANTS v. HARRY W. LOW, IN HIS CAPACITY AS THE COMMISSIONER OF INSURANCE OF THE STATE OF CALIFORNIA, DEFENDANT-APPELLANT-CROSS-APPELLEE-DEFENDANT-APPELLEE. ASSICURAZIONI GENERALI, PLAINTIFF-APPELLEE-CROSS-APPELLANT-PLAINTIFF-APPELLANT v. HARRY W. LOW, INDIVIDUALLY, AND IN HIS CAPACITY AS THE INSURANCE COMMISSIONER FOR THE STATE OF CALIFORNIA, DEFENDANT-APPELLANT-CROSS-APPELLEE-DEFENDANT-APPELLEE. WINTERTHUR INTERNATIONAL AMERICA INSURANCE COMPANY, WINTERTHUR INTERNATIONAL AMERICA UNDERWRITERS INSURANCE COMPANY GENERAL CASUALTY COMPANY OF WISCONSIN, REGENT INSURANCE COMPANY REPUBLIC INSURANCE COMPANY SOUTHERN INSURANCE COMPANY, UNIGARD INDEMNITY COMPANY UNIGARD INSURANCE COMPANY AND BLUE RIDGE INSURANCE COMPANY, PLAINTIFFS-APPELLEES-CROSS-APPELLANTS-PLAINTIFFS-APPELLANTS v. HARRY W. LOW, IN HIS CAPACITY AS INSURANCE COMMISSIONER FOR THE STATE OF CALIFORNIA, DEFENDANT-APPELLANT-CROSS-APPELLEE-DEFENDANT-APPELLEE. AMERICAN INSURANCE ASSOCIATION AND AMERICAN RE-INSURANCE COMPANY, PLAINTIFFS-APPELLEES-CROSS-APPELLANTS-PLAINTIFFS-APPELLANTS v. HARRY W. LOW, IN HIS CAPACITY AS INSURANCE COMMISSIONER FOR THE STATE OF CALIFORNIA, DEFENDANT-APPELLANT-CROSS-APPELLEE-DEFENDANT-APPELLEE