Irwin v. Mascott

370 F.3d 924 Kathleen R. IRWIN, an individual; Nancy Heth, an individual; Lorraine L. Castaneda, an individual on behalf of themselves and all others similarly situated, Plaintiffs-Appellees, v. Owen T. MASCOTT, an individual; Commonwealth Equity Adjustments, Inc., a California corporation; Eric W. Browning, an individual, Defendants-Appellants, and Robert Hyde, Appellant. No. 02-16543. United States Court of Appeals, Ninth Circuit. Argued and Submitted November 6, 2003. Filed June 4, 2004. COPYRIGHT MATERIAL OMITTED Mark E. Ellis and June D. Coleman, Murphy Pearson Bradley & Feeney, Sacramento, CA, for the appellants. Paul Arons, Redding, California, O. Randolph Bragg, Horowitz Horowitz & Associates, Chicago, IL, Lorraine Ellen Baur, Ukiah, CA, for the appellees. Appeal from the United States District Court for the Northern District of California, James Larson, Magistrate, Presiding. D.C. No. CV-97-04737-JL/JCS. Before: CANBY, W. FLETCHER, and TALLMAN, Circuit Judges. WILLIAM A. FLETCHER, Circuit Judge. 1 Plaintiffs are a class of California residents who received debt collection letters from defendant Commonwealth Equity Adjustments, Inc. ("Commonwealth"), a debt…