Philadelphia Indemnity Insurance Company, a Pennsylvania Insurance Company v. Richard Findley Denikan Brewer Desirie Brewer Dane Flores Delesa Flores Javier Cortez, and Blanca Montes-Harris Monica Arredondo Camilla Toni Harris, Philadelphia Indemnity Insurance Company, a Pennsylvania Insurance Company v. Richard Findley Denikan Brewer Desirie Brewer Dane Flores Delesa Flores Blanca Montes-Harris Monica Arredondo Camilla Toni Harris, and Javier Cortez

395 F.3d 1046 PHILADELPHIA INDEMNITY INSURANCE COMPANY, a Pennsylvania Insurance Company, Plaintiff-Appellee, v. Richard FINDLEY; Denikan Brewer; Desirie Brewer; Dane Flores; Delesa Flores; Javier Cortez, Defendants, and Blanca Montes-Harris; Monica Arredondo; Camilla Toni Harris, Defendants-Appellants. Philadelphia Indemnity Insurance Company, a Pennsylvania Insurance Company, Plaintiff-Appellee, v. Richard Findley; Denikan Brewer; Desirie Brewer; Dane Flores; Delesa Flores; Blanca Montes-Harris; Monica Arredondo; Camilla Toni Harris, Defendants, and Javier Cortez, Defendant-Appellant. No. 03-56651. No. 03-56652. United States Court of Appeals, Ninth Circuit. January 13, 2005. James E. Green, Jr., Esq., Conner & Winters, Tulsa, OK, Alan L. Pitcaithley, Pitcaithley & Hobbs, La Mesa, CA, David R. Denis, Esq., World Trade Center, Los Angeles, CA, for Defendant. Hindin & Abel, Los Angeles, CA, Robert Marc Hindin, Esq., Elaine D. Etingoff, Esq., for Defendant-Appellant. Before: B. FLETCHER, NOONAN, and PAEZ, Circuit Judges. ORDER PAEZ, Circuit Judge: 1 We certify to the California Supreme Court the question set forth in Part II of this order. All further proceedings in…