Joni Goldyn v. Loy Hayes

Good Law
436 F.3d 1104·2006 WL 231883·2006 U.S. App. LEXIS 2443
United States Court of Appeals for the Ninth CircuitFebruary 1, 200604-17338California2,143 words

Opinion

Opinion

Kozinski, J.

Petitioner spent 12 years in prison for conduct that is not a crime. We vacate her conviction pursuant to Jackson v. Virginia, 443 U.S. 307 , 99 S.Ct. 2781 , 61 L.Ed.2d 560 (1979).

Facts

In November 1987, Joni Goldyn opened checking and savings accounts with the Nevada Federal Credit Union (NFCU). Generous to a fault; NFCU also showered Goldyn with a $1,000 loan, a $500 line of credit attached to her checking account, a credit card and a “check guarantee card.” By January 1988, Goldyn had depleted the funds in her accounts, used up most of her $500 line of credit, and accumulated various bank fees, resulting in a net negative balance. But Goldyn continued writing cheeks, and merchants continued accepting them, presumably relying on her check guarantee card. More importantly, NFCU continued covering her checks, as the check guarantee card obligated it to do. As NFCU’s collection officer testified at trial: “If a, member uses a check guarantee card with the check, the bank is liable, and we do have to honor those checks.”

Goldyn was convicted by a jury of five counts of Drawing and Passing Checks with Insufficient Funds on Deposit, in violation of Nev.Rev.Stat. 205.130. Because…

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