Joni Goldyn v. Loy Hayes
Opinion
Opinion
Kozinski, J.
ORDER
The opinion filed February 1, 2006, and reported at 436 F.3d 1104 , is withdrawn, and is replaced by the Amended Opinion, 04-17338. The petitions for rehearing and rehearing en banc are DENIED as moot. Further petitions for rehearing and rehearing en banc will be accepted. See Fed.R.App.P. 35; Fed.R.App.P. 40.
AMENDED OPINION
Petitioner spent 12 years in prison for a crime she didn’t commit. We vacate her conviction pursuant to Jackson v. Virginia, 443 U.S. 307 , 99 S.Ct. 2781 , 61 L.Ed.2d 560 (1979).
Facts
In November 1987, Joni Goldyn opened checking and savings accounts with the Nevada Federal Credit Union (NFCU). Generous to a fault, NFCU also showered Goldyn with a $1,000 loan, a $500 line of credit attached to her checking account, a credit card and a check guarantee card. The back of the latter card read as follows:
The inscription on the back of the card also imposed certain obligations on the cardholder, triggered “[b]y signing and using the card”:
The expiration date on the front of the card was November 1989.
By January 1988, Goldyn had depleted the funds in her accounts, used up most of her $500 line of credit and accumulated various bank fees, resulting…