Piche
Piche v. Clark County Collection Service, LLC
Opinion
Lead Opinion
MEMORANDUM **
Plaintiff Ronald Piche appeals from the district court’s order entering summary judgment against him on the basis that he failed to raise a genuine issue of material fact with respect to his claims under the Fair Debt Collection Practices Act, the Truth in Lending Act, and sundry provisions of Nevada statutory law. We affirm.
BACKGROUND
In a Confession of Judgment, Piche agreed that he owed $345 in principal, $600 in attorneys’ fees, and $500 in statutory damages pursuant to Nev.Rev.Stat. 41.620.
Piche agreed to pay $345 principal in $25 installments due on the fifteenth and thirtieth of each month until the principal was repaid. In the event of default (and failure to cure within five days), the entire principal would become due immediately without notice and the Collection Service would be entitled to file suit. The Agreement summarizes Piche’s debt in the event *106 of his default: $845 (outstanding principal); $0 (outstanding finance charge); $600 (attorneys’ fees payable on default); and $500 (statutory damages allowed by Nev.Rev.Stat. 41.620). The total debt listed is $1,445, in addition to extra interest calculated at the time of Piche’s future…