Sinha
Sinha v. Federal Reserve Bank
Opinion
Lead Opinion
MEMORANDUM ***
Swakshi B. Sinha appeals the district court’s grant of summary judgment in fa *292 vor of the Federal Reserve Bank of San Francisco, denying her claim for wrongful denial of disability benefits. We have jurisdiction under 28 U.S.C. § 1291 and we affirm.
Sinha sought benefits for permanent disability under the Bank’s Long Term Disability Income Plan for Employees of the Federal Reserve System. Determinations of permanent disability under the Plan are committed to the discretion of the Plan’s Medical Board. Sinha’s claim was denied by one physician on the Medical Board. She appealed, and her claim was denied by two additional physicians on the Medical Board.
Although the Plan is not governed by ERISA, the parties agreed that in the absence of evidence warranting a heightened standard of review, the arbitrary and capricious standard for reviewing denial of claim benefits under ERISA should govern. See Firestone Tire & Rubber Co., v. Bruch, 489 U.S. 101, 115 , 109 S.Ct. 948 , 103 L.Ed.2d 80 (1989). Sinha has not shown that a heightened standard of review applies here due to a conflict of interest or for any other reason. See Alford v. DCH Found. Group Long-Term…