Karaeff

*768 MEMORANDUM OF DECISION REGARDING PLAINTIFF BEVERLY KARAEFF’S ADVERSARY PROCEEDINGS AGAINST DEFENDANT CLYDE HART

This matter came.for trial on May 4, 2015. Steven J. Hassing represented the Plaintiff Beverly Karaeff (“Karaeff’ or the “Plaintiff’ as the context may require); David Smyth represented the Defendant Clyde E. (“Toby”) Hart (“Toby” or the “Defendant” as the context may require). At the conclusion of trial, the parties agreed that in- lieu of closing statements they would provide the court with post-trial briefs, summing up their assertions and defenses. Per agreement reached at the conclusion of the trial, Defendant filed and served his post-trial brief (“Defendant’s Post-Trial Brief’) on May 11, 2015; Plaintiff filed and served her post-trial brief (“Plaintiffs Post-Trial Brief’) on May 25, 2015. The matter having been tried and submitted, the Court issues this Memorandum Decision.

For the reasons set forth below, the Court determines that the Plaintiff has demonstrated that three of the four transactions set forth in the Complaint created non-dischargeable debts owed by Defendant within the -meaning of 11 U.S.C. § 528 (a)(2)(A), and the Court will accordingly…