Belonio

*206 MEMORANDUM **

Zenaida Verán Belonio, a native and citizen of the Philippines, petitions for review of the Board of Immigration Appeals’ (“BIA”) order affirming an immigration judge’s decision denying her application for asylum and withholding of removal. We have jurisdiction under 8 U.S.C. § 1252 . We review for substantial evidence, Nagoulko v. INS, 333 F.3d 1012, 1015 (9th Cir.2003), and we grant the petition and remand.

Substantial evidence does not support the agency’s adverse credibility determination because it is based on speculation and conjecture. See Shah v. INS, 220 F.3d 1062, 1071 (9th Cir.2000). Belonio’s failure to file an asylum application “that was not as complete as might be desired cannot, without more, properly serve as the basis for a finding of a lack of credibility.” Aguilera-Cota v. INS, 914 F.2d 1375, 1382 (9th Cir.1990); see also Singh v. Ashcroft, 301 F.3d 1109,1112 (9th Cir.2002) (explaining the difference between inconsistencies and omissions and holding that the omission of facts from a petitioner’s earlier statements cannot be the basis for an adverse credibility finding). The remaining inconsistencies articulated by the IJ are minor, and…