Corrigan

Corrigan v. Visa USA

Good Law
246 F. App'x 508
United States Court of Appeals for the Ninth CircuitAugust 31, 2007No. 06-35129California241 words

Opinion

Lead Opinion

MEMORANDUM **

John L. Corrigan appeals pro se from the district court’s judgment dismissing his action alleging, inter alia, that his credit card issuer and various merchants violated the Truth-in-Lending Act (“TILA”) by requiring Corrigan to provide valid identification before processing his credit card transactions. We have jurisdiction under 28 U.S.C. § 1291 . After de novo review, Vestar Dev. II v. Gen. Dynamics Corp., 249 F.3d 958, 960 (9th Cir.2001), we affirm.

The district court properly dismissed Corrigan’s TILA claims because TILA does not prohibit the practice of which Corrigan complains, and the statute clearly contemplates that such methods of identification will be used. See 15 U.S.C. § 1643 (a)(1)(F).

The district court also properly dismissed Corrigan’s contract claims because Corrigan failed to plead any facts indicating the breach of any valid contract to which Corrigan is a party. See Hairston v. Pac. 10 Conf., 101 F.3d 1315 , 1320 (9th Cir.1996) (explaining meaning of “third-party beneficiary” under Washington law); see also Wash. Rev.Code § 19.192.020 (“Any provision of a contract between a merchant or retailer and a credit or debit card issuer ... that…

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