Felipe Dabao Zulueta, Jr. V.

MEMORANDUM

Felipe Dabao Zulueta, Jr., appeals pro se from the Bankruptcy Appellate Panel’s (“BAP”) judgment affirming the bankruptcy court’s order denying Zulueta’s objection to Deutsche Bank’s proof of claim. We have jurisdiction under 28 U.S.C. § 158 (d). We review de novo BAP decisions, and apply the same standard of review that the BAP applied to the bankruptcy court’s ruling. Boyajian v. New Falls Corp. (In re Boyajian), 564 F.3d 1088, 1090 (9th Cir.2009). We review de novo a challenge to prudential standing. Dunmore v. United States, 358 F.3d 1107, 1111 (9th Cir.2004). We affirm.

The bankruptcy court properly denied Zulueta’s objection to Deutsche Bank’s proof of claim because Deutsche Bank and its servicing agent, OneWest Bank, had standing to enforce the claim. See id. at 1112 (explaining the requirements of prudential standing). The evidence before the court established that OneWest Bank was the holder of the note at issue. See Grogan v. Garner, 498 U.S. 279, 283 , 111 S.Ct. 654 , 112 L.Ed.2d 755 (1991) (state law determines the validity of creditors’ claims in bankruptcy);Cal. Com.Code § 1201(21)(A) (defining “holder” as “the person in possession of a negotiable…