Cox

On December 2, 1956, the defendant, William Howard Cox, was the owner of a 1957 Plymouth automobile and the owner of a 1935 Ford pick-up automobile. On that day the plaintiff, an insurance company, organized under the laws of the State of Illinois and authorized to engage in a. general insurance business within the State of California, issued to said William Howard Cox, a citizen of the State of California and a resident of the County of Madera, an automobile liability insurance policy number 14631306, under which the plaintiff agreed to pay “for an insured all damages which the insured shall be legally obligated to pay because of:

A. bodily injury sustained by any person, and

The policy specified the persons insured, including “(1) the named insured with respect to the owned or a non-owned automobile; (2) any resident of the named insured’s household with respect to the owned automobile; (3) any other person with respect to the owned automobile, provided the actual use thereof is with the permission of the named insured; (4) any relative with respect to a non-owned private passenger automobile or trailer not regularly furnished for use of such relative; and (5) any other person…