Diaz
Diaz v. Allstate Insurance Group
Opinion
lead Opinion
Moreno, J.
ORDER GRANTING PLAINTIFF’S MOTION FOR REMAND; AND DENYING DEFENDANTS’ MOTION TO DISMISS MISJOINED DEFENDANTS.
I.
INTRODUCTION AND RELEVANT FACTUAL BACKGROUND
This is an action for compensatory, emotional distress and punitive damages based on theories of breach of contract, breach of the implied covenant of good faith and fair dealing, unfair business practices, and unlawful discrimination arising out of plaintiffs’ earthquake insurance claim under their Al-state homeowner’s policy for damages incurred at their residence. Plaintiffs’ home is a 3,430 square foot, five-bedroom single family tract home built in 1977 in the Porter Ranch area which had an appraised pre-earthquake fair market value of $365,000.
Plaintiffs allege that defendants Allstate Insurance Group, Allstate Insurance Company and Allstate Personal Property & Casualty Company, among other Allstate entities (“Allstate”), wrongfully denied plaintiffs their full insurance benefits after they suffered property damages arising out of an earthquake in January, 1994 in Northridge. Plaintiffs also seek specific performance of an express promise by Alstate defendants to settle the insurance claim by exercising their…