Khaled Hawary v. State Farm Mutual Automobile Insurance Company

I. Factual and Procedural Background

On June 23, 2022, Plaintiff filed a Complaint in Los Angeles Superior Court (“LASC”) against Defendant, alleging causes of action for: (1) breach of contract; (2) breach of the implied covenant of good faith and fair dealing; (3) failure to properly investigate; (4) concealment; and (5) intentional misrepresentation. In the Complaint, Plaintiff alleges that in June 2020 he filed a claim with Defendant, his insurer, for comprehensive coverage benefits in the amount of $79,629.88 arising out of vandalism1 to his leased 2018 Mercedes Benz S450 (the “Vehicle”), and that Defendant improperly denied his claim. In response, Plaintiff alleges that Defendant offered to pay, and did pay, Plaintiff $2,748.73 for the damage to his Vehicle, based on Defendant’s determination that the total damage to Plaintiff’s Vehicle was $4,748.73, less Plaintiff’s $2,000 deductible. Plaintiff alleges that “[a]s a result of [Defendant’s] denial of the Claim, [Plaintiff] has incurred significant storage fees and repairs [sic] costs, as well as, a loss of use of the Subject According to Plaintiff, the damage from the vandalism included, but was not limited to, a…