Anthony Ahn v. Bank of America, N.A.

BACKGROUND

I. Factual Background Plaintiff Anthony Ahn (“Ahn”) was a victim of identity theft while a minor. Ahn’s mother— Jamie Hong (“Hong”)—discovered the identify theft and worked to correct issues with Ahn’s credit history. Hong reported the identity theft to defendant Experian Information Solutions, Inc. (“Experian”). Experian eventually informed Ahn and Hong that the “final result” of its reinvestigation was that certain disputed debts were verified. Ahn alleges that this caused him emotional distress and seeks damages. II. Procedural History Ahn filed suit on June 23, 2021. See ECF No 1. (“Complaint” or “Compl.”). The Complaint was filed by and through Ahn’s guardian Hong. See id. The Complaint was filed against Experian and four other defendants. See id. Ahn later stipulated to dismiss all defendants except Experian. See ECF No. 98 (Bank of America, N.A. dismissed); ECF No. 99 (Citibank, N.A. dismissed); ECF Nos. 102, 113 (Discover Bank dismissed); ECF Nos. 115–16 (Capital One Bank (USA), N.A. dismissed); ECF No. 117–18 (JHPDE Finance I, LLC dismissed). Ahn only brought one cause of action…