Reece
Integon National Insurance Company v. Reece
Opinion
Trial Court Opinion
I. INTRODUCTION
14 This is an insurance coverage dispute between Plaintiff Integon National Insurance Company
15 (“Integon”) and Defendants Billy Reece, Amber Reece (the “Reeces”), and C.N., a minor, by and through
16 his guardian ad-litem Callie Nielsen (“C.N.”) (collectively “Defendants”). The dispute concerns coverage
17 for claims asserted against the Reeces by C.N. in an action filed in March 2018 and currently pending in
18 California Superior Court for the County of Kern. On September 4, 2018, Integon brought this diversity
19 jurisdiction action pursuant to 28 U.S.C. § 1332 against the Reeces, and also named C.N., who is the
20 plaintiff in the state court action. ECF No. 1. Integon alleges one claim against Defendants seeking
21 declaratory relief, asking the Court to find that Integon has no duty to defend and no duty to indemnify
22 the Reeces in the state court action based on the homeowner’s insurance policy’s motor vehicle exclusion.
23 The Reeces filed a counterclaim for (1) declaratory relief as to whether the state court action against the 24 Reeces is covered by the policy and whether Integon is required to provide them with independent 25 good faith…