(PS) Lam v. Nations Direct Mortgage, LLC

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF CALIFORNIA 10 MONICA K. LAM and DOUGLAS RING, No. 2:19-cv-00709-TLN-CKD Plaintiffs, v. ORDER PENNY MAC, et al., Defendants. 16 Plaintiffs Monica K. Lam and Douglas Ring (“Plaintiffs”), proceeding pro se, filed the above-entitled action. The matter was referred to a United States Magistrate judge pursuant to 28 U.S.C. § 636(b)(1)(B) and Local Rule 302. On November 15, 2019, the magistrate judge filed findings and recommendations which were served on the parties and which contained notice to the parties that any objections to the findings and recommendations were to be filed within fourteen (14) days. (ECF No. 62.) Neither party has filed objections to the Findings and Recommendations. Accordingly, the Court presumes that any findings of fact are correct. See Orand v. United States, 602 F.2d 207, 208 (9th Cir. 1979). The magistrate judge’s conclusions of law are reviewed de novo. See Britt v. Simi Valley Unified School Dist., 708 F.2d 452,…