Marsh-Girardi

UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF CALIFORNIA 10 DEIRDRE P. MARSH-GIRARDI, No. 2:19-cv-02188-JAM-AC Plaintiff, v. FINDINGS AND RECOMMENDATIONS CLIENT RESOLUTION

MANAGEMENT, LLC,

15 Defendant.

17 This matter is before the court on plaintiff’s motion for default judgment. ECF No. 7. The motion was referred to the undersigned pursuant to E.D. Cal. R. 302(c)(19). Defendant did not file a response and the matter was taken under submission. For the reasons set forth below, the undersigned recommends plaintiff’s motion be DENIED without prejudice. I. Relevant Background Plaintiff brought her complaint on October 30, 2019, alleging violations of the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. §1692 et seq., the Telephone Consumer Protection Act (“TCPA”), 47 U.S.C. §227 et seq., and the Rosenthal Fair Debt Collection Practices Act, Cal Civ. Code §1788 et seq. ECF No. 1. Plaintiff filed a summons returned executed on November 20, 2019. ECF No. 4. …