Munoz
Munoz v. PHH Mortgage Corp.
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF CALIFORNIA EFRAIN MUNOZ, individually and on behalf of all others similarly situated, et al., No. 1:08-cv-00759-MMB-BAM 6 Plaintiffs, ORDER RESPECTING PLAINTIFFS’ MOTION v. IN LIMINE #5 10 PHH MORTGAGE CORPORATION, et al., 13 Defendants. Plaintiffs’ fifth motion in limine (ECF 468, at 12–15) requests an order “to exclude Defendants . . . from presenting any argument, evidence, or testi- mony, including expert testimony, that Atrium provided valuable services to the mortgage insurers other than or unrelated to actual reinsurance services.” ECF 468, at 12 (emphasis in original). Plaintiffs refer to what they characterize as testimony from Dr. Timothy Riddiough that the captive reinsurance agreements provided “additional ben- efits to the [mortgage insurers], including risk diversification, risk sharing, re- duced capital requirements, the incentive on the part of the affiliated…