Patti Brent v. Ocwen Loan Servicing, LLC
Opinion
Trial Court Opinion
I. Background
A. Facts The following facts are taken from the Complaint (“Compl.”) (Dkt. 1). Plaintiff Patti Brent (“Plaintiff”) alleges that Defendants recorded a notice of default on a mortgage loan she obtained on the subject property. Compl. ¶ 23. Plaintiff alleges that Defendants failed to comply with state statutory requirements in the notice of default, failed to adequately process a loan modification, and failed to rescind foreclosure efforts during the pendency of the modification among other state statutory violations. See
CIVIL MINUTES – GENERAL
Case No. SA CV 19-1636-DOC (JDEx) Date: September 30, 2019 Page
generally Compl. Plaintiff alleges one federal cause of action—that Defendants violated the Truth in Lending Act, 15 U.S.C. § 1641(g). Compl. ¶ 93–96. B. Procedural History Plaintiff originally asserted the instant action in Orange County Superior Court. Defendants timely removed this action to this Court claiming federal question jurisdiction because of the claimed violation of the Truth in Lending Act and supplemental jurisdiction over the related state law claims. Notice of Removal at 2–3 (Dkt. 1). On September 3, 2019, Defendants filed the…