Theresa Tailford v. Experian Information Solutions, Inc.

I. BACKGROUND

Plaintiffs filed their class action complaint in the Superior Court of the State of California, County of Orange (Case No.: 30-2019-01102976-CU-MC-CXC), alleging that Experian, a Credit Reporting Agency (“CRA”), violated the Fair Credit Reporting Act (“FCRA”). Compl., ECF No. 1-1. Experian removed the action to Federal Court on November 12, 2019. Removal, ECF No. 1. The Complaint asserts the following three claims: Count One, brought by Plaintiffs and Classes 1, 2, and 4:

CENTRAL DISTRICT OF CALIFORNIA

CIVIL MINUTES - GENERAL

Case No. SACV 19-02191JVS(KESx) Date 5/12/20 Title Theresa Tailford et al v. Experian Information Solutions, Inc. failing to include a list of all “soft” credit pulls on consumer disclosures for the 1-year period preceding the date of the request. (2) Violation of 15 U.S.C. §§ 1681g(a)(3) by failing to include the name of all persons who had procured a consumer report (or end-users of that report as defined under § 1681e(e)(1)) for the one-year period preceding the date of the request. (3) Violation of 15 U.S.C. §§ 1681g(a)(1) by failing to include all of the credit data it had stored related to consumers. Count Two,…