Agnes Huff v. Kemper Independence Insurance Company

I. Factual Background

This case involves an insurance dispute. As alleged in Plaintiff's Complaint, Plaintiff owns one of eleven homes lining Billowvista Drive in Playa Del Rey in the County of Los Angeles. (Dkt. No. 1-1 at 9.) From the rear of these eleven homes, a slope descends about 100 feet until it meets a parallel downslope street called Cabora Drive, which is allegedly owned and maintained by the City of Los Angeles. (id. The sloped area below Plaintiff's home is composed of fourteen vacant lots owned by various individuals and entities. (Id. § 10.) Cabora Drive was created in the 1920s by making road cuts into the Playa Del Rey hillside. (Id. 4 11.) Cabora drive “was never paved and remains a dirt road.” Cd.) On January 17, 2017, the slope failed, “resulting in a dangerous landslide that threatens to destroy both uphill and downhill properties,” including Plaintiff's home. (Id. 12.) Several uphill and downhill property owners have now sued each other, as well as the City (the “Playa Litigation”) for any damage caused by the landslide. As alleged in Plaintiff's Complaint, Defendant issued an insurance policy (the “Policy’’) to…