Lisa Silveira v. M and T Bank

NOTE: CHANGES MADE BY THE COURT

7 United States District Court Central District of California

11 LISA SILVEIRA, on behalf of herself and Case No. 2:19-cv-06958-ODW-KS all other similarly situated,

Plaintiff, ORDER GRANTING FINAL

APPROVAL

v.

M&T BANK,

Defendant.

17 I. INTRODUCTION Plaintiff Lisa Silveira brought this putative class action suit against Defendant M&T Bank (“M&T” or “Defendant”) on behalf of a class of homeowners, alleging that Defendant charged borrowers convenience fees when they made mortgage payments online and over the phone (“Pay-to-Pay Fees”). Plaintiff alleged that these fees violated the federal Fair Debt Collection Practices Act (“FDCPA”), California’s Rosenthal Fair Debt Collection Practices Act (“Rosenthal Act”), and California’s Unfair Competition Law (“UCL”), and breached contracts with the borrowers. (See Compl. ¶¶ 1, 3, ECF No. 1.) 27 The parties reached a settlement…