(PS) Zelhofer v. Metropolitan Life Ins. Co.
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT EASTERN DISTRICT OF CALIFORNIA 10 WALTER ZELHOFER, No. 2:16-cv-00773-TLN-AC Plaintiff, v. ORDER METROPOLITAN LIFE INSURANCE COMPANY and TECHNICOLOR USA, INC., Defendants. 17 Plaintiff Walter Zelhofer (“Plaintiff”) was an engineer for Thomson, Inc.1 who had a coronary artery stent placement and heart-related procedures in September 2009 and subsequently experienced anxiety, depression, and related psychological complaints he attributed to his cardiac problems. In February 2010, Plaintiff applied for long-term disability benefits available through his employer’s insurer, Defendant Metropolitan Life Insurance Company (“MetLife”). MetLife initially approved Plaintiff’s claim and paid benefits for almost two years until MetLife determined in March 2012 that Plaintiff was no longer disabled under the terms of the Plan. Plaintiff subsequently appealed MetLife’s determination in June 2012, and MetLife upheld its