Burns
Burns v. Progressive Casualty Ins. Co.
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF CALIFORNIA 10 Paul Burns, No. 2:19-cv-02336-KJM-DMC Plaintiff, ORDER v. Progressive Casualty Insurance Company, a California Foreign Corporation, et al., Defendants. 17 18 Progressive Casualty Insurance Company moves for summary judgment in this coverage 20 dispute with its insured, Paul Burns. Progressive contends it is not obligated to cover Burns’s claim for damage to his MasterCraft ski boat. Progressive’s motion is granted. As explained in 22 this order, Burns has not cited evidence that could show his loss was “sudden” under the policy’s 23 insuring agreement. 24 I. BACKGROUND Burns bought his boat in 2008. Burns Decl. § 2, ECF No. 23-2. He took good care of it— changing the fluids regularly, preparing it for winter each year, fastening its rain cover over the 27 top when he stored it outdoors. /d. 93. He last used it in July 2016. Pl.’s Resp. Stmt. Facts no.…