Ward

UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF CALIFORNIA 10 Maghen Ward, No. 2:20-cv-00430-KJM-DB Plaintiff, ORDER v. Credit Control Services, Inc., 1S Defendant. 16 Plaintiff Maghen Ward and defendant Credit Control Services (CCS) disagree about whether a collection letter misreported the amount of Ward’s debt in violation of state and federal law. Both have moved for summary judgment. As explained in this order, both motions are denied because a key factual dispute remains unresolved. The court excludes from the record a letter and email Ward relies on, as she produced them after the fact discovery deadline without explanation. The court also orders Ward to show cause why the costs of the late production 23 should not be awarded against her under Rule 16(f)(2). 24 I. BACKGROUND Ward had an auto insurance policy from Farmers Insurance Group, which she canceled sometime in 2019. See Farmers Ins. Billing Stmt.…