Drawdy
Drawdy v. Nationwide Ins. Co. of America
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT EASTERN DISTRICT OF CALIFORNIA 6 THOMAS DRAWDY, individually No. 2:22-cv-00271-JAM-KJN and on behalf of all others similarly situated, Plaintiff, ORDER GRANTING DEFENDANT’S
MOTION TO DISMISS
v. NATIONWIDE INSURANCE COMPANY
OF AMERICA,
12 Defendant. 13 I. BACKGROUND This action concerns the adequacy of the premium refund Nationwide Insurance Company of America (“Defendant” or “Nationwide”) provided to California auto policyholders during the COVID-19 pandemic. See Compl., ECF No. 1. Thomas Drawdy (“Plaintiff”), one such policyholder, purchased Nationwide insurance for both his personal automobile and a recreational vehicle before the start of the pandemic and its associated government shutdown and stay-at-home orders. Id. ¶ 13. Due to the pandemic, Plaintiff “barely drove” either of his vehicles in 2020. Id. ¶ 15. Nationwide provided its insureds, including Plaintiff, with a one-time refund of $50. Id. ¶ 16. Plaintiff received his $50 refund on May 7,…