Vision Service Plan v. Illinois Union Ins. Co.

UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF CALIFORNIA 10 Vision Service Plan, No. 2:22-cv-00743-KJM-DB Plaintiff, ORDER v. Illinois Union Insurance Company, et al., 1S Defendants. 16 The plaintiff in this insurance coverage dispute (Vision Service Plan or “VSP”) alleges its 18 insurer (Illinois Union Insurance Company) wrongly denied coverage for losses arising out of the COVID-19 pandemic. VSP argues the virus created an insured “pollution condition.” Illinois Union disagrees, and moves to dismiss for failure to state a clam. VSP has not shown that its claim fell within the basic scope of coverage. Its complaint is dismissed without leave to amend. 23 I. ALLEGATIONS VSP is the parent of several companies harmed by the coronavirus pandemic. Compl. 25-43, ECF No. 1-1. It alleges the pandemic and related public health orders interrupted its business and increased its cleaning and sanitation costs. See, e.g., id. Jf…