Aguilar Velazquez v. Ally Bank

BACKGROUND

A. Factual Background2 Since 2012, Aguilar has been a recipient of Deferred Action for Childhood Arrivals (“DACA”) and has continuously possessed an employment authorization card and Social Security Number (“SSN”). She resides in Sacramento, California. On November 2, 2020, Aguilar applied to open a checking and savings account with Defendant through its online portal in which she uploaded her employment authorization card and SSN obtained under the DACA initiative. A couple of days later, on November 4, 2020, Defendant’s representative informed Aguilar that she is ineligible to open a checking and savings account because she is not a United States citizen or LPR. When Aguilar asked if this denial was allowed by law, the representative responded that it is Defendant’s policy to deny an application for these reasons. Aguilar subsequently received a letter confirming that Defendant only “offer[s] accounts to U.S. citizens and resident aliens.” This policy is also confirmed on Defendant’s website. Aguilar alleges that she has never been denied the opportunity to open a checking or savings account at…