Moua

I. INTRODUCTION

21 On May 25, 2023, Plaintiff North American Company for Life and Health Insurance (“Plaintiff”) filed a motion for default judgment (the “Motion”) against Defendant Nancy Moua (“Defendant”). (Doc. 20.) No opposition to the Motion has been filed. (See Docket.) The Motion is therefore deemed unopposed. After having reviewed the papers and supporting material, the matter is deemed suitable for decision without oral argument pursuant to E.D. Cal. Local Rule 230(g), and the Court will vacate the hearing set for July 12, 2023. For the reasons set forth below, the undersigned RECOMMENDS that the Motion be GRANTED. II. FACTUAL BACKGROUND1 4 In April and June 2020, Defendant submitted to Plaintiff an Individual Life Insurance 5 Application (the “Application”) designating her daughter Sunshine Lee (“Lee”) as the proposed 6 insured. (Doc. 1 (“Compl.”) ¶¶ 5–7 and Ex. 1 pp. 60–72.) In connection with the Application, Lee 7 completed a Statement of Health and Insurability (“Statement of Health”). (Id. ¶ 8 and Ex. 1 pp. 8 73–76.) Lee named Defendant as the sole primary beneficiary and her two…