Ngo

UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF CALIFORNIA 10 Christy Ngo, No. 2:23-cv-00364-KJM-DMC Plaintiff, ORDER v. Bank of America, N.A., 1S Defendant. 16 Christy Ngo, the plaintiff, alleges she had checking and savings accounts with Bank of America, N.A., the defendant. See Am. Compl. ff 13-18, ECF No. 12. This lawsuit is about cash rewards she accumulated while she had these accounts. According to her complaint, her 20 debit card stopped working more than a year ago, and when she asked the bank what was wrong, the bank told her it had frozen her accounts and would soon close them permanently. See id. 415. Ngo withdrew her money. See id. J] 17-18. Her cash rewards, however, were lost. See id. The bank seizes cash rewards when it closes an account involuntarily. See id. ¥ 18. Ngo alleges the bank violated California’s Unfair Competition Law by seizing her rewards. See id. 28-50. The bank moves to dismiss…