Hickcox

1 2 3 4 5 6 7 8 UNITED STATES DISTRICT COURT 9 EASTERN DISTRICT OF CALIFORNIA 10 11 NICOLE HICKCOX, No. 2:22-cv-00437-TLN-KJN 12 Plaintiff, 13 v. ORDER 14 ROCKET MORTGAGE, LLC, 15 Defendant. 16 17 This matter is before the Court on Plaintiff Nicole Hickcox (“Plaintiff”) and Defendant 18 Rocket Mortgage, LLC’s (“Defendant”) Cross-Motions for Summary Judgment. (ECF Nos. 32, 19 39.) Both motions have been fully briefed. For the reasons set forth below, the Court hereby 20 DENIES Plaintiff’s motion (ECF No. 32) and DENIES in part and GRANTS in part Defendant’s 21 motion. (ECF No. 39.) 22 /// 23 /// 24 /// 25 /// 26 /// 27 /// 28 /// 1 I. FACTUAL AND PROCEDURAL BACKGROUND1

2 This case arises out of a dispute regarding home insurance coverage. On October 15,

3 2019, Plaintiff executed a promissory note in favor of Defendant, in the amount of $171,762 (the

4 “Note”) to refinance real property located at 4371 Par k Woods Dr., Pollock Pines, California, 5 95726 (the “Property”). (ECF No. 41-1 at 2.) That same day,…