Manzanarez
Manzanarez v. Madera Collection Services
Opinion
trial_court Opinion
I. FACTUAL AND PROCEDURAL BACKGROUND
25 This case arises out of an allegedly unpaid debt that Plaintiff owed to Valley Diagnostics 26 for medical services underwent by Plaintiff. (Doc. 1 at ¶¶ 21–22.) After Plaintiff failed to pay its 27 debt, Valley contracted with Madera to collect. (Id. at ¶ 24.) Madera is a collection services 28 1 agency, (id. at ¶ 25), which at some point in time, sent Plaintiff an undated collection letter 2 regarding the debt that he owed to Valley. (Id. at ¶ 26.) “Despite the fact that the Letter lacks a 3 date, the Letter states” how much Plaintiff owed as of “today” and “now.” (Id. at ¶¶ 28–29.) 4 Due to the undated nature of the letter, Plaintiff alleges that he was “misled as to the status 5 of the subject date,” that “Letters that lack a date make them seem illegitimate,” that Madera’s 6 attempt to “define the subject debt based on a nebulous date was suspicious, misleading, and out 7 of character for a legitimate debt collection,” which “cast a negative shadow over its debt 8 collection practice in general,” and that the undated nature of the letter “caused Plaintiff to be 9 unable to determine whether the time frames…