S&J Logistics, Inc. v. United National Insurance Company

I. FACTUAL BACKGROUND AND PROCEDURAL HISTORY

23 S&J is a trucking-for-hire business, located in Bakersfield, California. (Ex. A, Doc. 6-1 at 24 2.)1 On June 13, 2020, S&J procured a commercial insurance policy from United, for the one- 25 year period between June 13, 2020, and June 13, 2021. (FAC, Doc. 6 at ¶ 8; Ex. A, Doc. 6-1 at 26

27 1 The Court considers the exhibits attached to Plaintiff’s Complaint, including email correspondence and 28 the insurance policy in dispute. See Beverly Oaks Physicians Surgical Ctr., LLC v. Blue Cross & Blue 1 2.) United named Continental as the insured party and named S&J as a member of Continental. 2 (Doc. 6 at ¶ 9; Ex. A, Doc. 6-1 at 2.) The insurance policy contains the following relevant 3 clauses:

4 G. Drivers

5 All drivers must meet minimum policy requirements as set forth by your policy (see attached minimum driver hiring criteria) before they are hired. All qualified 6 drivers must be reported immediately upon hiring. Unreported drivers could cause cancellation of policies. Claims with Unscheduled Drivers will not be paid. 7 . . . . 8

INSURING AGREEMENTS

9 1. In consideration of the premium paid .…