Sahadi

I. BACKGROUND

1 A. Factual Background 2 Plaintiff was covered by an insurance policy (the “Policy”) issued by Liberty that provided 3 underinsured motorist coverage with a limit of $500,000. See ECF No. 43, Ex. A. at 11. The 4 Policy dictated that Liberty would pay compensatory damages to Plaintiff if Plaintiff suffered 5 bodily injury caused by an underinsured motorist. See id. at 36. The Policy contained a provision 6 that required Plaintiff to cooperate with Liberty “in the investigation, settlement or defense of any 7 claim or suit.” Id. at 35. The insurance policy outlined various other requirements for Plaintiff to 8 meet as a condition of coverage, such as the requirement that Plaintiff authorize Liberty to obtain 9 medical reports and other records pertinent to a claim. See id. The Policy also contained a 10 provision allowing either Plaintiff or Liberty to demand binding arbitration to assess Plaintiff’s 11 entitlement to underinsured motorist coverage as well as the amount of policy benefits owed to 12 Plaintiff. See id. at 38–39. 13 On January 19, 2015, while the Policy was in effect, Plaintiff was rear-ended by another 14 vehicle and pushed into a stopped…