White

I. BACKGROUND

17 The following facts are based on the allegations of plaintiff’s complaint: 18 Plaintiff filed a “voluntary petition” for Chapter 7 bankruptcy in the United States 19 Bankruptcy Court for the Southern District of California on June 4, 2015. (Compl. ¶ 11.) That 20

21 1 Plaintiff’s claims against prior defendants Trans Union LLC and Equifax Inc. were 22 dismissed with prejudice by stipulation. (Dkt. Nos. 49, 66.) On July 23, 2019, defendant Portfolio Recovery Associates LLC (“Portfolio Associates”) filed an answer to the complaint. (Dkt. No. 23 26.) The instant motion does not implicate the claims against these defendants.

24 2 Plaintiff filed his opposition to Capital One’s motion to dismiss after the deadline set by 25 the Local Rules and after a later deadline specially set by Court order. (See Dkt. No. 50.) Despite this late filing, the Court may consider plaintiff’s opposition under Civil Local Rule 7-2(a). The 26 Court advises plaintiff that any future briefing should be filed in compliance with Civil Local Rules 7-2 and 7-3, or in compliance with deadlines specially set by the Court. 27 1 day, the court entered a notice of…