White

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 8 TODD CHRISTOPHER WHITE, CASE NO. 19-cv-02743-YGR

Plaintiff,

ORDER GRANTING MOTION TO DISMISS

vs. WITHOUT LEAVE TO AMEND

PORTFOLIO RECOVERY ASSOCIATES LLC, Re: Dkt. No.

ET AL.,

13 Defendants. 14 This is the second round of briefing on a motion to dismiss filed by defendant Capital One Bank (USA), N.A. (“Capital One”)1 as to the complaint filed by pro se plaintiff Todd Christopher White. The Court granted Capital One’s prior motion to dismiss the initial complaint but afforded plaintiff leave to amend as to all claims. Plaintiff subsequently filed a first amended complaint (“FAC”), which, like the initial complaint, alleges three causes of action arising under the Fair Credit Reporting Act, 15 U.S.C. §§ 1681, et seq. (“FCRA”); the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692, et seq. (“FDCPA”); and California’s Unfair Competition Law, Business and Professions Code §§ 17200, et seq. (“UCL”). Capital One again moves to dismiss. …