Gray
Gray v. Ocwen Mortgage Servicing, Inc.
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 6 RICHARD GRAY, et al., Case No. 18-cv-01864-JD
Plaintiffs,
ORDER RE MOTION TO DISMISS
v. THIRD AMENDED COMPLAINT
OCWEN MORTGAGE SERVICING, INC., Re: Dkt. No. 42 et al., 11 Defendants.
12 This is a putative class action brought by Richard and Kimberly Gray, husband and wife, against defendants Ocwen Mortgage Servicing, Inc., Ocwen Financial Corporation and Ocwen Loan Servicing, LLC (together, “Ocwen”) over Ocwen’s credit reporting as to Kimberly. The Court previously granted Ocwen’s motion to dismiss the Grays’ second amended complaint with leave to amend, because “none of plaintiffs’ claims can succeed without an inaccurate credit report and because they have failed to plausibly allege any inaccuracy.” Dkt. No. 38. The Grays then filed a third amended complaint, which again asserts claims under the Fair Credit Reporting Act, 15 U.S.C. § 1681s-2(b), the California Consumer Credit Reporting Agencies Act, Cal. Civ. Code § 1785.1, and the…