Gray
Gray v. Ocwen Mortgage Servicing, Inc.
Opinion
trial_court Opinion
1 2 3 4 UNITED STATES DISTRICT COURT 5 NORTHERN DISTRICT OF CALIFORNIA 6 7 RICHARD GRAY, et al., Case No. 18-cv-01864-JD
8 Plaintiffs,
ORDER RE MOTION TO DISMISS
9 v. THIRD AMENDED COMPLAINT
10 OCWEN MORTGAGE SERVICING, INC., Re: Dkt. No. 42 et al., 11 Defendants.
12 13 This is a putative class action brought by Richard and Kimberly Gray, husband and wife, 14 against defendants Ocwen Mortgage Servicing, Inc., Ocwen Financial Corporation and Ocwen 15 Loan Servicing, LLC (together, “Ocwen”) over Ocwen’s credit reporting as to Kimberly. The 16 Court previously granted Ocwen’s motion to dismiss the Grays’ second amended complaint with 17 leave to amend, because “none of plaintiffs’ claims can succeed without an inaccurate credit report 18 and because they have failed to plausibly allege any inaccuracy.” Dkt. No. 38. The Grays then 19 filed a third amended complaint, which again asserts claims under the Fair Credit Reporting Act, 20 15 U.S.C. § 1681s-2(b), the California Consumer Credit Reporting Agencies Act, Cal. Civ. Code 21 § 1785.1, and the…