Whispering Oaks Residential Case Facility LLC v. Travelers Property Casualty Company of America

I. BACKGROUND

27 1 A. Factual Background 1 Plaintiff Whispering Oaks Residential Care Facility LLC and Plaintiff Whispering Oaks 2 RCF Management Co Inc. are Missouri businesses owned by Plaintiff Naren Chaganti. ECF No. 3 1-2 (“Compl.”) ¶¶ 1–3. Chaganti has been a resident and citizen of California for at least five 4 years. ECF No. 16-1 (“Chaganti Decl.”) ¶ 1. 5 Defendant Travelers Casualty Insurance Company of America (“Travelers”) is an 6 insurance company incorporated and headquartered in Connecticut, ECF No. 3 (“Am. Removal”) 7 at 2. Defendant Joseph Tancredy worked as Travelers’ insurance claim adjuster and is a citizen of 8 California. Compl. ¶ 5. Defendant Robert Killingsworth worked as Travelers’ insurance claim 9 adjuster and is a citizen of Missouri. Compl. ¶ 6. 10 The suit stems from Plaintiffs’ lease agreement with a third-party, Cricket 11 Communications (“Cricket”), which provided that Cricket could utilize space on Plaintiffs’ water 12 tank for Cricket’s telecommunication network. Compl. ¶¶ 7–9. The lease required Cricket to 13 “provide Commercial General Liability Insurance in an aggregate amount of $1,000,000.” Id. ¶ 14 10. Cricket claimed that it…