Chen
Chen v. Chase Bank USA, N.A.
Opinion
Trial Court Opinion
BACKGROUND
22 Plaintiff filed a class action against Chase in the Superior Court of State of California, 23 County of Alameda on January 28, 2019 alleging violations of the ECOA under 12 C.F.R. § 24 1002.2, and seeking punitive damages under the ECOA, injunctive relief, and attorney’s fees and 25 costs. (Dkt. No. 1-1 (“Complaint”) at 1, 9, Prayer for Relief ¶¶ 1-3. 2) Chase removed the action
27 1 Both parties consented to the jurisdiction of a magistrate judge pursuant to 28 U.S.C. § to this Court because the action arises under ECOA, a federal law. (Dkt. No. 1 at ¶ 7.) Chase then moved to dismiss the complaint for lack of statutory standing and failure to state a claim. (Dkt. No. 8.) The Court denied the motion to dismiss, and two months later, the parties participated in a mediation with retired magistrate judge Wayne D. Brazil. (Dkt. No. 22; Dkt. No. 43-1 at ¶ 6.) While the parties did not settle, they made “substantial progress and continued to negotiate over the following weeks.” (Id. at ¶ 7.) On August 9, 2019, the parties reached a settlement in principle. (Id.) After two months of “extensive negotiations concerning the final 8 …