Heidingsfelder

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 6 ROBERT W. HEIDINGSFELDER, et al., Case No. 19-cv-08255-JD

Plaintiffs,

ORDER RE MOTION TO DISMISS

v. 9 Re: Dkt. No. 13 AMERIPRISE AUTO & HOME INSURANCE, et al., 11 Defendants.

12 Plaintiffs Robert and Ann Heidingsfelder lost their home and personal possessions in the 2017 Tubbs Fire, one of the most destructive wildfires in California history. They had homeowners insurance through defendants Ameriprise Auto & Home Insurance (Ameriprise), IDS Property Casualty Insurance Company (IDS), and Costco Insurance Agency, Inc. and Costco Wholesale Corporation (Costco), which did not cover all of their claimed losses. The gravamen of the complaint is that defendants misrepresented their coverage levels, and did not adequately assess their coverage needs. The Heidingsfelders allege a variety of California state claims for professional negligence, fraud, breach of contract, and the like. The case was originally filed in the California Superior Court. Defendants removed on the basis of…