Gill

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 6 TERRANCE GILL, Case No. 19-cv-04066-EMC

Plaintiff,

ORDER DENYING PLAINTIFF’S

v. MOTION FOR SUMMARY

JUDGMENT AND GRANTING

UNUM LIFE INSURANCE COMPANY DEFENDANT’S MOTION FOR A

OF AMERICA, JUDGMENT

11 Defendant. Docket Nos. 32, 33 12 13 Plaintiff Terrance Gill sued Defendant Unum Life Insurance Company (“Unum”) to recover further long-term disability (LTD) benefits under a policy issued by Unum and governed by the Employee Retirement Income Security Act (ERISA) of 1974, 29 U.S.C. §§ 1001–1461. Unum discontinued Mr. Gill’s LTD benefits after twenty-four months because, according to Unum, the policy so limits LTD benefits for disabilities caused by mental illnesses. Mr. Gill contends that the Policy’s mental illness limitation does not apply to him because his disability was caused by mild cognitive impairment (MCI), which is a physical, non-psychiatric condition. Pending before the Court are the…