Franklin EWC, Inc. v. The Hartford Financial Services Group, Inc.
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 6 FRANKLIN EWC, INC., et al., Case No. 20-cv-04434-JSC
Plaintiffs,
ORDER RE: MOTIONS TO DISMISS
v. 9 Re: Dkt. Nos. 32 & 33 THE HARTFORD FINANCIAL SERVICES GROUP, INC., et al., 11 Defendants.
This insurance dispute arises from the COVID-19 pandemic and government closure orders issued to stem its spread. Sentinel Insurance Company, Ltd. (“Sentinel”) and Hartford Services Financial Group (“HFSG”) move to dismiss Kathy Franklin and Franklin EWC, Inc.’s (“Franklin EWC’s”) amended complaint on the grounds that Plaintiffs’ insurance policy provides no coverage for Plaintiffs’ economic losses as a matter of law. After considering Plaintiffs’ amended complaint, the parties’ written submissions, developments in the legal landscape involving COVID-19 business interruption coverage, and having had the benefit of oral argument on December 10, 2020, the Court GRANTS Defendants’ motions to dismiss Plaintiffs’ amended complaint. BACKGROUND The factual…