Ng Chie v. Citigroup, Inc.

Good Law
United States District Court, Northern District of CaliforniaFebruary 18, 20213:20-cv-07611California5,092 words

Opinion

Trial Court Opinion

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA San Francisco Division MICHAEL NG CHIE, et al., Case No. 20-cv-07611-LB

Plaintiffs,

ORDER GRANTING MOTION TO

v. DISMISS

CITIGROUP, INC., et al., Re: ECF No. 15 Defendants. 16 INTRODUCTION The plaintiffs (a son and his parents) sued the defendants (collectively, Citi) because Citi allegedly did not credit the son’s $40,000 payment to his parents’ home-equity line of credit (or return the funds). The plaintiffs, asserting federal-question and diversity jurisdiction, claimed that Citi’s conduct violated the federal Fair Debt Collection Practice Act (FDCPA), the federal Real Estate Settlement Procedures Act (RESPA), and California’s Rosenthal Fair Debt Collection Practices Act (Rosenthal FDCPA), and they also claimed negligence, conversion, a common count for money had and received, breach of contract, financial elder abuse, and a violation of California’s Unfair…

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